First Fidelity Bank offers a variety of loan programs tailored to suit your needs with competitive rates and terms. Since we are locally owned and operated we have a sincere interest in our local community and the customers we serve. We strive to give you prompt and courteous answers to your loan needs since all loan decisions are made locally. The following loan types are offered by First Fidelity Bank:


Consumer Loans

  • New and used vehicles
  • Boats and Motorcycles
  • Recreational Vehicles
  • Other loan types tailored to meet your need


Real Estate (Mortgage) Loans

  •  Home Purchase Loans ( Adjustable & Fixed Rates with Terms to 30 years)
  • Refinance Loans (Adjustable & Fixed Rates with Terms to 30 years)
  • Construction Loans
  • Home Improvement Loans
  • Home Equity Loans
  • Land Loans


Commercial/Business Loans

  •  Conventional and Small Business
  • Working Capital & Operating Lines of Credit
  • Equipment Loans (Includes Commercial Vehicles)
  • Commercial Real Estate (Owner Occupied & Investment)
  • Land Development
  • Letters of Credit


Agricultural Loans

  •  Farm Equipment Loans
  • Farm Land and Buildings


Please call one of our loan professionals at 256-845-1077 or visit our Fort Payne office for rate information and to learn more about any of our loan programs.