Deposit Accounts

Business Checking Account

  • You must deposit $200.00 to open this account
  • Unlimited check writing
  • No charge for deposits posted
  • $3.00 maintenance fee plus a transaction fee of $.15 per debit to this account if the average daily balance drops below $500.00 for the monthly statement cycle
  • This account receives a monthly statement with images of cleared checks
  • VISA ATM/Debit card available with credit approval
  • Free online banking

 

Business N.O.W. Account (Restrictions apply)

  • This account is only available for Sole Proprietors, Non-Profit Entities, and Governmental Entities as prescribed by law.
  • You must deposit $300.00 to open this account
  • Unlimited check writing
  • No charge for deposits posted
  • Interest is compounded and credited to your account monthly
  • Interest is paid on this account if the average daily balance is $300.00 or more per monthly statement cycle. The interest rate is variable.
  • $3.00 maintenance fee plus a transaction fee of $.15 per debit to this account if the average daily balance drops below $500.00 for the monthly statement cycle
  • This account receives a monthly statement with images of cleared checks
  • VISA ATM/Debit card available with credit approval
  • Free online banking

 

Business Super N.O.W. Account (Restrictions Apply)

  • This account is only available for Sole Proprietors, Non-Profit Entities, and Governmental Entities or as prescribed by law.
  • You must deposit $2,500.00 to open this account
  • Unlimited check writing
  • No charge for deposits posted
  • Interest is compounded and credited to your account monthly
  • Interest is paid on this account if the average daily balance is $300.00 or more per monthly statement cycle. You must maintain an average daily balance of $2,500.00 per monthly statement cycle to earn the disclosed annual percentage yield. The interest rate is variable.
  • $3.00 maintenance fee plus a transaction fee of $.15 per debit to this account if the average daily balance drops below $500.00 for the monthly statement cycle
  • This account receives a monthly statement with images of cleared checks
  • VISA ATM/Debit card available with credit approval
  • Free online banking

 

Business Money Market Account (Limited Transactions)

  • You must deposit $2,500.00 to open this account
  • Interest is compounded and credited to your account monthly
  • Interest is paid on this account if the average daily balance is $300.00 or more per monthly statement cycle. You must maintain an average daily balance of $2,500.00 each month to earn the disclosed annual percentage yield. The interest rate is variable.
  • You may not make more than six preauthorized, automatic, or telephone transfers each month with no more than three of these by check, draft or similar order to third parties
  • $3.00 maintenance fee plus a transaction fee of $.15 per debit to this account if the average daily balance drops below $500.00 for the monthly statement cycle
  • This account receives a monthly statement with images of cleared checks
  • VISA ATM/Debit card available with credit approval
  • Free online banking

 

Business Certificates of Deposit (CD’s)

Business CD’s are offered on the same rates and terms as our personal CD’s. Please visit our Rates page for terms and rates currently offered or call one of our new accounts representatives at 256-845-1077 for additional information.