Term	Interest Rate*	APY**
Certificates of Deposit
91 day	.15%	.15%
182 day	.25%	.25%
1 year	.50%	.50%
18 month	.60%	.60%
30 month	.75%	.75%
3 year	.85%	.85%
4 year	1.00%	1.01%
5 year	1.25%	1.26%
Other Rates:	Interest Rate*	APY**
Savings Accounts	0.15%	0.15%
NOW Accounts	0.05%	0.05%
Super NOW Accounts	0.10%	0.10%
MMDA Accounts	0.15%	0.15%

* Intrest Rate = Annual Percentage Rate
**APR = Annual Percentage Yield, effective August 12, 2011

Rates are subject to change without notice. Fees could reduce earnings on the account. See the products page for balance requirements, penalties, and fees.